Article

Unit Linked Insurance Plans
June 07 , 2012

This is an insurance policy that combines life insurance, with investing in the market. For a pretty hefty set of charges and commissions, it gives you a small life cover and puts the remaining amount into the markets. As these investments in the market perform, the investor gets her returns. Several pension plans, child plans or retirement plans are actually ULIPs, in that they follow the same philosophy of investing money in the markets.

ULIPs are almost universally bad products for a customer. They have high charges, pay too much commission to the agent from the customers first premium (often higher than 50%) and have no transparency in portfolio and performance. A mix of regulatory indifference and unchecked growth of agents in all parts of the country has brought about this sorry state of affairs.

Fintotal Knowledge the best place to learn more on personal finance.

The language is simplified and written specially for non finance background individuals.


Explore more in a easy manner.

Table of Contents

Table of Contents

  • No Article Listed
  • No Article Listed
  • No Article Listed
  • No Article Listed
  • No Article Listed
  • No Article Listed
  • No Article Listed
  • No Article Listed
  • No Article Listed
  • No Article Listed

Get the all financial products under one roof only at

you will NEVER GO WRONG with us!

Unbiased . Best Deals . Appropriate Products . No Mis-selling