Article

Term Insurance
June 07 , 2012

A Term Insurance or Term Plan is the purest life insurance policy, a must for every earning individual. A customer taking this policy pays a very nominal premium annually. In the case of an eventuality, the company pays his nominee the sum assured. The sum assured can be even higher than 1000 times the premium! The earlier the customer enrolls for this policy (i.e. the younger she is) and the healthier she is, the lower the premium.

This is a great policy for all individuals. Unlike other high cost and often fraudulent insurance products, it avoids mixing insurance with investments. In the process, it brings down premiums drastically, and thereby makes it affordable for almost anyone to take the full level of life cover recommended for his income level.

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