Article

Student Insurance
September 14 , 2012

Every year thousands of students from India flock to universities abroad in USA, UK, Australia, Canada, Singapore, China to earn coveted foreign degrees. Life can be very different in a strange country. Many students find on reaching campus that they do not have insurance policies, which is mandatory in some countries like the US and UK, and end up shelling many thousands extra as premiums on policies bought there.

Students can purchase travel insurance policies in India for much lesser premiums. The coverage of students travel insurance from the top insurers extends to medical expenses including transportation and evacuation, non-medical expenses like personal accident, loss of baggage and passport, personal liability, and compassionate benefits.

Compassionate benefits include visit of one immediate family member in the event of hospitalization of policy holder, reimbursement of tuition fee in case of death of sponsor and repatriation due to medical reasons or death of an immediate family member.

Student medical insurance policies are a requisite in the UK and USA. Of late, some universities are demanding that students have cover for mental and nervous disorder. The usual mediclaim policies do not cover mental illnesses. In such situations, student overseas medical policies or student travel insurance policies will do the job.

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