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Procedure: How to Buy a Personal Accident Cover Online
January 30 , 2013
  1. You probably have life insurance, health insurance and motor insurance covers. However none of this will be of help in the event of an accident that cripples your income earning potential. Personal accident cover pays if you are injured in an accident.
  2. Any adult can buy a personal accident policy. You should buy one if you earn. Instead of buying it as rider on life insurance policy or mediclaim buy it as a stand-alone policy. You would get better coverage for lower premium in stand-alone personal accident policy.
  3. Premium on a 10 lac cover comes to approximately Rs 2,000. Premiums, they do not change with age; they depend on the risk level attached to your occupation. It increases going from people in administrative jobs to professionals, engineers in supervisory roles, labourers and drivers, in that order.
  1. You can fill up the form online from the company's website. The form is a simple one. Mention your type of occupation.
  2. Premium can be found on the website. You can make payment through net banking or through credit/debit card.
  3. Once done keep a print out of the filled form for future reference.

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