Article

Policy Holder
June 07 , 2012

A Policy Holder is the person who 'owns' the insurance policy and pays the premium. This person need not necessarily be the person whose life is insured. For instance, the husband may take a life insurance policy on his wife. In this case, the husband is the policy holder and pays the premiums, while the wife is the one whose life is insured. In case the two are different, regulations specify how the policy holder and life insured must be related. In India, tax benefits on premium payment are only available to the Policy Holder.

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